Dear HDB Owners,
MANY HAVE UPGRADED TO A CONDOMINIUM WITHOUT PAYING EXTRA CASH FROM THEIR OWN POCKET!!!
But with in-depth financial planning and my simple yet effective step-by-step Asset Progression Strategy,
YOU CAN POTENTIALLY…
1. Upgrade to a condominium WITH ZERO CASH TOP UP
2. Own 2 properties and create PASSIVE INCOME
+ gain a SPARE FUND of
up to $100k for “rainy days”
As a real estate consultant, I realised that many home owners do not use their assets as a solid tool for retirement.
Today, let me ask you, can you see yourself owning at least 2 property when you retire?
Do you know when home owners retire with two properties, they can have options like:
If the above is something you want to achieve…
Will you want to know more?
This is only applicable for Home Owners that…
Stayed in their HDB flat for more than 5 years
Have a combined income ranging from $7k onwards
*Note: You will need to fulfill your Minimum Occupation Period of 5 years before I can advise you accordingly. This is because any strategy that I show you now is not applicable and might be irrelevant as policies may change in the future.*
TRUE REAL LIFE CASE STUDY
Let’s look at Mr and Mrs Lim’s case as an example…
They were 40-year-old owners of a $430k HDB flat who wanted to upgrade but was unsure of what property would be the most suitable choice for them.
After I showed them a detailed home progression strategy with meticulous financial calculations…
They upgraded to a 1.25 million condominium WITHOUT paying extra cash from their own pocket and also gained a balance fund of $230,000!!!
This balance fund can comfortably finance their condo for 5 years without stress!
Furthermore, they now have an asset progression plan and are looking forward to grow their wealth in a safe yet effective manner.
Should I Upgrade If I have Almost Fully Paid Off My HDB?
Like most HDB Owners today, you could be servicing your HDB loan using your CPF.
And you might be thinking that it is best to use your CPF funds to lower your monthly instalments to lessen your monthly burdens.
However, without the right CPF usage strategy, you could be affecting your financial future in the next 5 to 10 years!
LOCKING AWAY A HUGE PORTION OF YOUR CPF FUNDS IN YOUR HDB IS DEPLETING YOUR WEALTH!
WHAT DO I MEAN BY THAT?
Let’s assume you have $200,000 worth of CPF funds.
Every year you earn a CPF interest rate of 2.5% and one day you decide to use this CPF fund of $200,000 to pay for your house.
This means that…
- You will STOP earning interest from your CPF of $200,000
- You will have to pay back the $200,000 PLUS the interest that you were supposed to earn.
According to a CPF interest rate of 2.5%,
$200,000 will be worth about $328,000 in 20 years.
TOTAL INTEREST LOSS = $128,000!!!
SO HOW CAN YOU STOP THIS FROM HAPPENING TO YOU?
WITH A STEP-BY-STEP ACTION PLAN AND THE TRIED AND TESTED HOME PROGRESSION STRATEGIES, YOU CAN:
Build an extra stream of income
Without risking your hard-earned money on unpredictable investments
Achieve your financial life goals sooner
with a simple step by step progression strategy that is easy to follow?
Generate passive income
Every month with little effort and time by having a systematic plan
Select undervalued property
Lower your risk and profit with my “buy low sell high” method
LET ME CLARIFY ALL YOUR DOUBTS DURING OUR 1 TO 1 DISCUSSION!
After all, the discussions are completely free and non-obligatory.
Nobody wants to have regrets when they look back on their lives 5 to 10 years down the road. Seize the opportunity and you can achieve your life goals by having the right property or properties!
DURING THE NON-OBLIGATORY & FREE CONSULTATION, I WILL ALSO GIVE YOU:
- A simple “calculation” method to recognise your financial standing
- An in-depth financial calculations which will include additional costs like legal fees, cash outlay, stamp duty, etc
- The 3 available options in the property market and determine the best possible choice that is suitable for you
- A SIMPLE yet EFFECTIVE CPF Usage plan
- A far-sighted “roadmap” that will allow you to retire comfortably
Hi! I am Shawn Kuah.
Shawn showed us that we could make use of the profit from our HDB flat to upgrade our lifestyle, without using any of our savings. Initially, we don't think a million dollar property is even within our reach. However, with his meticulous planning, he made this possible for us.Gabriel & Jane
On top of the financial calculations, Shawn also advised us on how to proportion our cash proceeds and CPF funds so there is reserve funds which can last us a few years if we have to stop working.Alan & Jamie
I must say that Shawn was very attentive and manage all my fears and risks with precise planning and advice. I would definitely recommend him to my friends and relatives because I know he can give a professional advice.Jack